Day before Yesterday my watchman Chandrashekhar
Rang the bell at 9PM Twice.
Normally no one rings the bell twice at my home.
I got up & opened the door.
He gave me this invitation card.
The invitation was from Department of Financial Services.(DFS)
The person inviting was Dr Hasmukh Adhia, Secretary, DFS, government of India.
DFS is the umbrella organisation under Ministry of Finance, which handles all financial services, Banks, Insurance, Mutual Funds, NBFCs, MFIs, Financial Inclusion, Pension Schemes, RBI, IRDA, Ombudsman, PFRDA & Digital India.
Here is their address & website.
Note: They are taking interns. Apply through the website.
Following is the programme.
The names on the list further shocked me. To be honest, I am a resources provider, not directly involved in selling & marketing of financial services. I'm out of operation, initially forced out, then myself kept away, as a) I had to concentrate on my kids, b) I was more into self actualisation stage on the motivation theory step ladder. I wanted to concentrate my 11 years of active service, with SynducateBank, (between 2009-2020 ages 49-60 in promoting what my educators, gurus, bank & society had given me. It was l
Payback time folks.
I needed to give back to society, bank, my junior colleagues. I reinvented myself consciously in 2009 as a mentor, educator, trainer, mental coach. There are people, who do it for money, I do it for free.
I'm a sucker for underdogs, poor, inclusive growth, ethical financial products.
1 I was "officially invited"{LET ME MAKE IT AMPLY CLEAR I NEVER EVER AM THIS IS MY FIRST OFFICIAL INVITE I GO UNINVITED TO RELEVANT BANK FUNCTIONS LIKE PRPDUCT LAUNCH, WOMEN'S DAY, Customer Meet (A MUST ANNUAL RITUAL I'VE NEVER MISSED) SBOA MEETS. I TAKE PICTURES & SHARE}
2 The Programme was introduction & launch of insurance (2) & pension schemes.(FINANCIAL INCLUSION)
3 Of all the places, the schemes were being launched in Kolkata(NOT DELHI, THE SEAT OF POWER, MUMBAI, FINANCIAL CAPITAL OF INDIA)
4 The invitees, hold your breath, Shri Narendra Modi, The Honourable Prime Minister of India. Shri Keshari Nath Tripathi, Governor West Bengal Ms Mamata Banerjee, Chief Banerjee, (Mrs?? Is she married? Well I thought she was single. She refused to marry for politics AFAIK.
Read here
1 bio
2 A Yahoo Answer pointed question
Is Mamata Banerjee Married?
3 Wikipedia (Normally it mentions marital status & children ALWAYS)
Shri Jayant Sinha, Minister for state for Finance & Babul Supriyo, MP.
A the 4 indicate, the need for popularising the scheme, there are reasons why I must.
A) Insurance penetration in India is 3.9%, and it came down from 6.4% in 2006 to 3.6% in 2013.
B) These Life/Accident insurance & Pension Schemes come cheap.
C) To get the insurance activated needs a bank account & single form.
D) Almost all Indian households have one bank account.
Hence India could have universal insurance &,pension, meaning fully social security compliant state. For this, I'm thankful to Mr Modi for the push &,Bankers in India for working effortlessly for 100% financial inclusion.
Indians
Number of insurance policy holders. 4.2 Crores.
Number of pensioners 2Crores 2.6 Crores
Number of Bank Accounts 84 Crores
So with this we can achieve a lot.
1 I was "officially invited"{LET ME MAKE IT AMPLY CLEAR I NEVER EVER AM THIS IS MY FIRST OFFICIAL INVITE I GO UNINVITED TO RELEVANT BANK FUNCTIONS LIKE PRPDUCT LAUNCH, WOMEN'S DAY, Customer Meet (A MUST ANNUAL RITUAL I'VE NEVER MISSED) SBOA MEETS. I TAKE PICTURES & SHARE}
2 The Programme was introduction & launch of insurance (2) & pension schemes.(FINANCIAL INCLUSION)
3 Of all the places, the schemes were being launched in Kolkata(NOT DELHI, THE SEAT OF POWER, MUMBAI, FINANCIAL CAPITAL OF INDIA)
4 The invitees, hold your breath, Shri Narendra Modi, The Honourable Prime Minister of India. Shri Keshari Nath Tripathi, Governor West Bengal Ms Mamata Banerjee, Chief Banerjee, (Mrs?? Is she married? Well I thought she was single. She refused to marry for politics AFAIK.
Read here
1 bio
2 A Yahoo Answer pointed question
Is Mamata Banerjee Married?
3 Wikipedia (Normally it mentions marital status & children ALWAYS)
Shri Jayant Sinha, Minister for state for Finance & Babul Supriyo, MP.
A the 4 indicate, the need for popularising the scheme, there are reasons why I must.
A) Insurance penetration in India is 3.9%, and it came down from 6.4% in 2006 to 3.6% in 2013.
B) These Life/Accident insurance & Pension Schemes come cheap.
C) To get the insurance activated needs a bank account & single form.
D) Almost all Indian households have one bank account.
Hence India could have universal insurance &,pension, meaning fully social security compliant state. For this, I'm thankful to Mr Modi for the push &,Bankers in India for working effortlessly for 100% financial inclusion.
Indians
Number of insurance policy holders. 4.2 Crores.
Number of pensioners 2Crores 2.6 Crores
Number of Bank Accounts 84 Crores
So with this we can achieve a lot.
Q1 Why is Jan Suraksha trending on twitter?
Ans: Jan Suraksha is Public Safety is trending on Twitter because, PM Narendra Modi, is launching 3 new social security schemes, Pradhan Mantri Suraksha Bima Yojana(PMSBY) An accident insurance scheme, Atal Pension Yojana (A universal old age pension scheme) & Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY) a life insurance scheme.
Q: What is PMSBY?
And: PMSBY is a bank account like linked cheap accident insurance scheme.
Age : 18-70
Premium: Rs12/- per annum 1st June-31st May every year.
Need A KYC compliant bank account.
Key factor Aadhar Card.
Benefits. On Death Rs2Lakhs
On losing both limbs/eyes Rs2Lakhs
On losing one eye/limb Ts1Lakhs.
Insurance Firm LIC.
Q: What is PMJJBY
Ans: PMJJBY is a bank account like linked cheap life insurance scheme.
Age : 18-50
Premium: Rs330/- per annum 1st August-31st July every year.
Need A KYC compliant bank account.
Key factor Aadhar Card.
Benefits. On Death Rs2Lakhs
last premium up to 50 th Birthday. Cover up to Age 55.
Insurance Firm LIC.
Q: What is APY?(Atal Pension Yojana)
And: APY is a universal contributory pension scheme
Age of entry. 18-40
Age of Exit 60
Pension: Between Rs1000-5000 depending on the contribution.
Pension after 60th Birthday Till death. After death, to spouse of pensioner, after death of spouse of pensioner, corpus reverts to the nominee & pension is stopped.
The chart of premium
The full details of scheme above please.
Rider: If you have an active credit card, insurance policy, the Rs12 accident policy is redundant for you as, you already are covered under accident insurance by credit card or insurance firm. But the APY & PMJJY are relevant to all and all MUST avail it.
- At Age of 20, paying Rs248/month for 40 years, you get a pension of Rs5000/pm from LIC. After your death your spouse gets it. After both die your next of kin get the corpus back. Great scheme. Easily explained pay Rs6000 for 40 years i.e. Rs240000 you get Rs5000/pm 10% of 240000 monthly is Rs2000.
#JaiHind
Kolkata
Saturday 9th May, 2015.
The scheme details in one picture.
And this is me!
Bye bye. 😊
