Friday, December 12, 2014

VenuG Presents: Views are Views , never Minority or Majority My POV & Perspective

These are the views/points of a Long Term Aquaintance in Kolkata
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This is #MyView Counterpoint
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I'm reacting my views on your views. I respect yours.
"I see a very disturbing trend in this race to gain
more popularity. Sadly enough, it is seeping in to
Kolkata's veins. "
Well everyone wants to be popular, while some are brave, do, and get popular, the shaky, procrastinate & brood hence miss the bus. Not specific with Kolkata.
 " The trend is to ridicule (and
demean) other people, use choicest of
(un)fashionable English expletives, "
Agree, using expletives never wins an argument.
But having a diametrical opposite & correct view may not mean to demean.
" pick up a topic
like rape / women (in)security, pass one's own
opinion and labelling it as the "general" opinion
and spreading it."
Well, The current ruling party, has a 2/3rd Majority at 31% vote share, whereas UPA with 39% had to run a coalition. An opinion is an Opinion. Example, DMK/AIADMK view in Sri Lanka Tamils, is a minority view, if you look at India as a whole, but , if you look it as entire "Dravidian Population" is a majority view. To a Tamilian Tagore may be incomprehensible, an to a Bengali, Sangan Age Literature of 6th Century BC French.
To BJP The Word Hindu is a majority, but as per Historians, Dravidians & Tribes described as "Dasas" are the original Inhabitants of Sindhu Ghati Sabhyata(Indus Valley Civilization) And Inhabitants of North India are all Aryans from Macedonia or Foreigners. There is no majority/minority view. There are views. We should travel, understand & respect all cultures, not impose ones beliefs on others. Other adopting it on own study is his/her choice. Say I'm a PSU Employee, in Bengal, If I speak or read Bangla, I must be appreciated, but if someone does not want to learn Bangla, they must never be ridiculed, insulted, derided or discriminated against(though it happens) Further, speaking ones mind against injustice, Crimes, wrong practises in the society is NOT wrong but LAUDABLE. Or else, there won't be Gandhi, King, Mandela, Vinci, Copernicus, Socrates, Kailash Satyarthi or Malala Yousafzai! This is for your ������point.
  "I see this trend of spreading
hatred / negativity / fear as extremely
unfortunate."
"If we want to be popular, let us do it solely
through work and through love. Cheap tactics will
take you places. Not keep you there."
☝☝☝☝☝
One man's food is another mans poison .
Conclusion:
Mainstream, Fence Sitters, Diplomats, never achieve revolutionary changes,
History proves, have given historical examples above, change is brought ALWAYS,
By those Radical Thinkers, who stick their neck out & take a radical view, against a dogmatic, traditional, conservative status quo opinion to make world a better place to Live.





Just this week, Kailash Sathyarthi, from India, who worked to achieve right of childhood for child labourers, who said "Small children, are made to stich and manufacture, the Footballs, which, they are never able to play with, in order to save on cost of labour, while there is a huge army of able bodied unemployed all accross planet earth!"
And Malala Yousafzae, a 17 year old young Pashtun GIRL, from Swat Valley Pakistan, beat the bullet, survived & is fighting for the rights of girls to study in Conservative Islamic Pakistan, to fight for the right to education & going to school for girls.
Her statement "Why is it easier to give guns, than books? Why is it easier to build tanks , than to build schools?" These views are radical, for countries, & firms manufacturing & selling arms and ammunition, as well as, for conservative &,dogmatic  society all over the world. And they both won a Nobel Prize JOINTLY!!!

What you think, is spreading fear, hatred, negativity, might be a Tahrir Square, Pink Chaddi, Jasmine Revolution, Eve Ensler, LGBT movement, Article 377, North Koreans Hacking Sony Pictures, Wikileaks, Edward Snowden, Sec66A. Opposing views to the mainstream POV is not minority view, but personal freedom, conviction and point of view. #POV It is never understood by the masses, as that minority view is ahead of times  . Study the Life of Picasso, Andy Warhol, Steve Jobs, Jim Morrison, Dev Anand, Guru Dutt, D H Lawrence, Socrates, Copernicus, M F Hussein, Ravi Shankar(Sitarist) Sadat Hassan Manto, Ismat Chigtai & Krishna Sobti. They all were ahead of their times. In Life, they were misunderstood. In death revered. There is no Minority/Majority view, there are #VIEWS

Tuesday, December 2, 2014

VenuG Presents: What is the difference between intelligence, brilliance and talenr With examples.

With Malice towards no one.








#VenuGPresents : #Intelligence
#Talent & #Brilliance what is the difference?

This morning a long time Social Media Friend @SoulInWords on Twitter & Jyothi Menon on Facebook posted this Brilliant Status.

The status struck me.
Though I was _on the same page with her on what she said
" The poor label is only in material terms. They are rich in other essentials"
My disagreement with her categorising "Intelligence" "Talent" Brilliance" in one category.
IMHO my POV is
Those who use their Talent & Brilliance intelligently, succeed among the masses, and make an awful lot of money.
Where as pure brilliance & talent is highly misunderstood , unpopular among the society at large, as they consider these brilliant & Talented people as dysfunctional. It is a fact that all highly creative , talented & brilliant people are misfits in the traditional society, and their ideas are way ahead of times, and the general masses are unable to comprehend, understand or grasp their content. Hence if brilliant & talented people are counselled by Mentors and Guides, these protégés to be smart & use their talent intelligently, they would make loads of money too.
Its easier said than done, as these brilliant people are generally an bundle of contradictions, and often live in their own world. To get them out of their shell & to make them vomit their inner feelings is an art known to only those who are persistent, perseverant & patient.
These brilliant people, though misunderstood in life, are highly popular in death.
Examples: Netaji Subhash Chandra Bose, Kurt Cobain, Amy Winehouse,  Jim Morrison, Brian Jones, Jimi Hendrix, Joan Baez, Guru Dutt, K L Saigal, Silk Smitha, Elvis & Mj AKA Micheal Jackson. They live from here to eternity in peoples mind forever.


Here is my ex tempore POV on Jyothi's Status.
These are my views. You may disagree. Please do not confuse intelligence ( which is a negative connotation of talent like Smart) with #IQ or intelligence quotient. IQ is inborn like talent & brilliance.
Additionally every human being born on earth has some talent.
It needs to be discovered, nurtured & promoted.


Further the examples given here are all those who I like immensely. The examples given are in no way to denigrate anyone. They are shown to indicate & explain the difference about semantics. I'm sure many of you might disagree with my treatment of the word " intelligence" I respect their POV but this is mine  So respect it please.



***********






Intelligence cannot be categorized with Talent, Brilliance. Mick Jagger & Paul McCartney are intelligent. M F Hussain was intelligent. Brian Jones, John Lennon , Ganesh Pyne were brilliant & Talented.
Salman Rushdie is intelligent, V S Naipaul is Brilliant.
Chetan Bhagat is intelligent , Sidin Vadukut is brilliant & talented!
Rihanna is intelligent, Amy Winehouse talented & brilliant. Michealangelo was intelligent, Leonardo Da Vinci brilliant & talented.
Brilliant & Talented are perrenial. Intelligent make money too. That's the difference. Intlugent people are Pragmatic & Smart, to change & adjust themselves to suit the market demands & make awful lot of money, whereas the brilliant like Kurt Cobain are always revered by the practitioners of that field. :) You may disagree, but that's my POV. I advise my talented protégés to be brilliant, but to be pragmatic & intelligent too. My tips to them always hover around "How to get people notice you" Here intelligence & smartness as well as pragmatism enters. Or else, you end up the same fate as Cobain Winehouse & Jones. #Number27 were all brilliant but not intelligent. What say you??





Friday, November 21, 2014

VenuG Presents: I am sticking my neck out for SBI Loan to Adani Mine in Australia. It is a great business deal. Win-Win for both

In my last 5 Years
Media has favoured
Amazon, KFC, HSBC
Uber Cabs, Pizza Hut, iPhone
iOS, Blackberry, Samsung, HTC, Sony, Hyundai, Chevorlet Buster, Ford Figo,
While,
I've favoured
Flipkart, Snapdeal, SBI
Syndicate Bank(not because I work there) BoMaharashtra,
Meru Cabs, Haldiram's Udipi Home, Android, Micromax, Nokia, Maruti, Mahendra Xylo,
Honda Brio!!!
I do so, due to the conservative, less advertising, value for money & great customer care.
Media does it, looking at the advertising revenue, ownership editorial stance(owner & not the journalist are to blame)
Just check the market share,
Whether I'm right
Or the Media.
Remember buy a costly paper
Like The Hindu at Rs13 in Kolkata Rs8 in other cities.
You get news.
Or else
They write what the advertiser dictates.
I stick my neck out.
This time a
" Sickular Congi"
Is sticking his neck out
On #SBI & #Adani
Rs6500 Loan.
#kvgm #Venuspeak
Please Note:
My comment is on journalism related to products not politics & economy.
I know too many ethical journalists.
But, bhai maalik ki dal roti ka sawaal hai baba
If you do NOT pay the price
For your #newspaper
Don't blame the #media
Blame Yourself.



Do this.
Look at Balance Sheets of Large Mining Firms
Like BHP, Coal India, ONGC Videsh, Vedanta, LN Mittal .


Study & Compare:-

1 Fixed Asset depriciation
2 Gestation Period
3 Debt to Equity Ratio
4 Debt Service Coverage Ratio(DSCR)
5 Liquidity Ratio (Quick Current Assets/Current Liability)
6 Current Ratio
7 Fund Flow Statement (Working Capital)
8 Cash Flow Statement (To ascertain "CASH" revenue stream)
9 Cash Profits(Add Back Annual Depriciation, its a book entry I say, the cash remains, profit is reduced, which ALSO reduces cash outflow in the form of Direct Taxes like Income Tax & Surcharge, Reliance Industry is one example, how continuous investment into backward, forward integration, from oil exploration to textiles & detergents, patalganga, KG3, Hazira helped them to achieve ZERO Tax liability. While, I & you have always paid taxes every year,e at rhe rate of 14-30000 per annum. Reliance PAID NONE!!! Infosys Ditto.

10 Project stream inflow for 7 years.

Footnote
FOR GODS SAKE DO NOT READ INVESTOPEDIA & APPLY THUMB RULES
Analysis of an online retail, fmcg, telecom, mining, engijeeringe, pharma, banking firms are different.
Do an industry peer group comparison.



Also read THIS incomplete analysis
By https://twitter.com/vivekkaul
For https://twitter.com/FirstPostBiz
Please check who owns @firstpostin
:)
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Tuesday, October 21, 2014

VenuG Presents: Econimic Outlook in India after Diesel Price deregulation




K Venugopal Menon
Look Dear Right Wing Bhakts,
You may crack Jokes,
About # AmulBaby
# HellYeah
Americai Narayanan
Or
Sanjay Jha,
But do care to look,
CLOSELY AT THIS PICTURE.
This IMHO
is the real picture
Of # maharesults
&
# HaarYaaNaa
Not absolute majority in Haryana
Not Largest Single Party in Maharashtra,
Both for BJP.
The Fact of the matter is,
BJP won less seats,
Got lesser votes,
In both Haryana & Maharashtra,
As compared to
# LokSabha2014
I support Congress & Its Policies,
Oppose BJP Policies,
Neither am I a bilnd pet poodle of Rahul Baba
Nor a NaMo Troll.
If today, BJP Releases the blocked Kolkata Metro
Project # JokaBBDBag
& #RajarhatHowrah
Track funds,
I shall cast my vote to BJP,
Neither Congress Nor TMC.
CPM is not an option to me, for the Aam Janata
Of # Kolkata & # WestBengal
If BJP scraps # MNREGA or
# JNURM OR # MPLAD Schemes, shall ask voters
to punish BJP.
Note: If MNREGA & MPLAD schemes are
scrapped,
The benefits arrived at by Reduction of Diesel
prices by MoP by Rs 3.37 & Sure Shot impending
reduction in #RBI rates by 50 basis points, by RBI
Governor Mr Raghuram Rajan, will be nullified, as
both the schemes combined are Rs20000 Crores +
Rs5 Crores * 546 MPs = Rs 2730 Crores. JNURM
is Rs 15000 Crores.
Rs37730 Crores removed from the M1 shall have a
StagDeflationary effect.
Indistries affected would be,
# Telecom # Auto # TwoWheeler
# FMCG
# WhiteGoods
# PackagedSnack
# AeratedDrinks
The firms likely to be affected are, Airtel,
Vodafone, Idea Cellular, Tata Telecom, Hero
Motors, Bajaj Auto, Hindustan Unilever, Proctor &
Gamble, Colgate Palmolive, Godrej Soaps, Tata
Chemicals , TVS Industries, Videocon, Whirlpool,
Electrolux, Samsung India, Sony, Haeir,
LG Electronics, Godrej Soaps, Godrej Foods, Ruchi
Soya, Pepsico, Coca Cola, Parle Products.
The chain effect will be on
A) # MakeInIndia Fails as the above are all the
focus area of Make in India viz #Manufacturing
B) Lack of Credit offtake due to lack of demand,
from Tier II & Tier III cities & Rural Market, which
is 300% of the Urban Market.
C) The lack of disposable income, would also
affect, Textile industry, affecting Steel, Machine
Tools.
Conclusion
Above creates
I) Demand absence.
II) Reduced demand = Deflation.
III) Deflation creates Stagnation
Hence the term
StagDeflatiion repalaces Stagflation.
# Macroeconomic indicators.
Inflation: South Bound.
Interest Rates : South Bound.
Demand: South Bound(if MNREGA, MPLAD,
JNURM fiddled with for 2 years.
If status quo maintained, II & III shall be North
Bound.
Credit offtake North bound if Status quo,
South bound, if Tweaked.
# MicroEconomics
GDP, GNP, NNP, Per Capita Income, is North
Bound, with or without Tweaking.
Due to Crude oil prices staying stable.
This is due to deflation in Europe preventing US &
Allied / G20 forces not trying any
Adventures in Eastern Europe or Middle east.
# GeoPolitics
Europe & US entering difficult phases.
Due to Ukraine Gas.
Advisable holidays during long & cold winter.
Gas prices will rise.
Nymex & Brent Stable.
The phase for Germany , China & India to Rock the
world & rule.
Currency. Rupee entering bullish phase, & lower
crude prices would improve #CAD # BoT # BoP
situation.
Fiscal Deficit to improve.
GDP to 5-5.2% range.
Fiscal Deficit to be likely
= 3-3.5% of the GDP
Foreign Currency Reserves will rise to
$350-400million
On account of lower petroleum product bill
+ Huge FDI inflow into India again due to Crude
not BJP.
Remnimbi, INR & if Deutscheland moves out of €
then DM are Greenbacks of the future.
Happy note to Mr Modi.
I want BJP Government to Tweak, MNREGA
Special reading reccommended to
Dhruv Menon Saswata Chakraborty Abir Satsangi
And any other student of Economics, Commerce,
Finance.
Technology Graduates please
Either take up Navratna Jobs
Or join a B-School till 2016.
# Careers are in Mfg
For Labour.
Focus shifted to # ShramevJayate from #termITES
#ITI not #IIT
Class XIIth kids
#Education
Anything but computer engineering.
Civil, Mechanical , Chemichals, Mettalurgy,
Electrical in that order.
#MfgTech not #TechMahindra
Medicine, Fashion, Film Production, Video
Technology, Law, Design, BioTech, Pharmachology
or Medicine are the future 10 years.
#PreChristmasEconomicReport
Late by 4 months.
Waited till Maharashtra Ekections.
Food prices stable or south bound.
#Venuspeak
Iti Vaartaah
Shubh Ratri — feeling Enlightened.

Tuesday, October 14, 2014

VenuG Presents : Kurukshetra & HR. 10th BPS(Bipartite wage Settlement), a comment of an Amazed Observer on Generation Gap in Banking, Mahabharat UFBU versus IBA

ORIGINALLY POSTED IN BANK WAGE REVISION 2012 Group. REPOSTED Here.
Thank You
*************************

Well Comrades,
Please Note : I am an ordinary. member of SBOA.
I have attended 8 triennial conferences as a
delegate from 6 states Rajasthan, Gujarat, Delhi,
Maharashtra, UP & West Bengal.
I took a backstep last year, by not opting to be a
delegate to enable young Comrades to attend
triennial to build a second line of Comrades.
We sent the youngest zonal council from Kolkata
where I am currently with 60% of delegation
under the AGE of 35 in tune with the
demographics of our beloved country India.
So I am on both sides.
UFBU & Youngistan!!!
I wish to share my stand,
On the recent unfortunate developments in our
long March for a fruitful & beneficial wage
settlement. I personally feel that, the fissures
among us bankers, all of whom have a common
goal, early, better wage package for our families.
I have 29years of active services as Officer
(Syndicate Bank) 2 years as clerk in 3 Banks
rural(Jaipur Nagaur Anchalik Gramin Bank) , old
private(The Bank of Rajasthan Limited) , PSU
(Bank of Baroda). 1 year as Inspector Customs
at Palam Airport)
I have been a member of AIBEA in clerical cadre
& SBOA (Syndicate Bank Officers' Association)
affiliated to AICOBO then AIBOC as Well as
strongly support AINBOF(which achieved for us
second option for pension. I personally had
sought on various occasions sought the
permission to file a suit in Rajasthan High Court
for 2nd option for pension from Comrade K S
Shetty ex General Secretary SBOA and Comrade
Shetty had in a very calm matured & logical way
explained to me "Menon, courts these days pass
outrageously frivolously bourgeoise decisions.
We Are constantly negotating on this issue with
the IBA, and are confident of a positive outcome.
If you go to court, our way for negotiating shall
be permanently blocked. Further if the courts
take long time, making the members restive &
impatient, we might face a splitsville. And
eventually if the courts upto SC refused your plea
then the door to 2nd option for pension shall be
permanently closed. This shall be disservice on
your part, to the half a million Comrades of the
Banking community. You may not be privy but I
am, to the fact that, when some faction of AIBOC
came in the way of 2nd Option of pension
Comrade K S Shetty took the frontstage along
with Comrade T K Sarkar to form AINBOC at
Kolkata, under the umberella of AIBOC (not
outside not splitsville) AND ACHIEVED 2ND
OPTION FOR PENSION.
Comrade Shetty was wise, I was mature we both
joining achieved what I could have ruined.
My advise.
Avoid splitsville
Avoid Pay Commission (study One Rank One
Pension under pay commission where defence
forces Are a minority)
At the moment UFBU is the largest umberella
employee front in the world. With pay commission
Bankers will be just 25% of total employees
hence a minority hence ignored shunned &
unheard, crushed so BEWARE)
My stand has always been the same from when I
joined SBOA. "United we stand, Didi did we fall"
If the anger & anguish & discontentment results
in settlement of issues, then there is a purpose of
that anger & anguish.
But, when I know that, in the current environment,
when RBI is likely to issue Bank licences on the
Tap, our situation has become the same as that
of those industries opened up for private sector
like Telecom and Aviation.
I'm sure the UFBU Comrades at the helm of
affairs at the BPS negotiating table are well
aware of these facts & plain truth. I as a veteran
& an experienced Banker cannot behave like an
Ostrich burying my face in sand and say "Night
has fallen" when I know the fact that it is a bright
sunny Day. I can see the writing on the wall,
can't you?
The Government is hell bent on gaining control
over RBI thankfully it has failed to had it not been
the RBI SBI would have been another Lehman
Brothers!!!
What is the best route left before us, our unions
&, associations ?
A) United Front
B) We must communicate with leaders costantly
through letters faxes, emails.
C) Refrain from abusive posts, telephone, Mobile
calls & messages.
D) enter into dialogue with UFBU constituents.
E) communicate to them our POV
F) Listen to their POV.
G) Reach a common ground through negotiation
& dialogue.
H) plan a common protest after a consensual
discussion.
J) Achieve a settlement.
Note ��
1 By not joining a call given By your parent
majority unions(employee or Offocers' Unions /
Associations) we are demonstrating to IBA, MoF,
Government, Industry & Corporate world the
disunity among us! Such disunity has been used
By Babar & Lord Clive to rule over Such a huge
population & we Bankers are only a million in
strength!!! 1000000, or 1030158 to be exact. As
on 31-03-2014.
2 During demonstrations, rallies, dharna &, strikes
Government posts plain clothed intelligence
bereau Officer in what security agencies call in
'Mufti'
3. Based upon the reports of these IB Officials
does the Government, IBA, MoF, Department of
Banking as well as UFBU negotiators &
constituents decide on the next course of
action / strategy.
4. The plain stark truth is that we are at the
moment heavily disunited. There is a Great deal
of disunity among/between us!!
4)There Are 3 Groups
1 consisting of newly
recruited young Bankers.
 2 Associations constituents of wage negotiating Umbrella Organisation UFBU
3 We older Bankers, who are painfully watching both
the parties fight each other like Two valiant
fighters both not giving up.
While New Bankers Are like Djokovik, vibrant, strong, full of energy,  constantly action won his feet, shuffling  constantly, shuffling, shifting weight from one feet to another.
Trade unions Are like Rafael Nadal, old, experienced , wily,  fighter, schemer, cool, silent, hurt, injured, but yet not giving up the fight. Constantly reinventing himself to outwit the young agile Djoker.
4 Allegations traded By both,  is the yellow slazenger/Puma tennis
Ball,  lobbed & volleyed at each other with stronger force each time .

5 We the other Bankers, who Are neither young, nor with in Unions or UFBU,  Are very much like Pankaj Kapoor & James Jaffrey in The Maggi Hot &, Sweet Tomato Chilli Saree TVC see HERE
OR
 Like the Blind Dhritrashtra (Om Puri)
in the classic Kundan Shah Satire "Jaane bhi do
yaaron",
shouting intrermittantly "Yeh Kya Ho Raha Hai" see HERE VERY FUNNY.

 6. The IBA is like Shakuni, adding fuel to
fire with Mahabharat like pay commission idea. In
the end we Bankers will be like 5 pandavas and
their pet dog going to Kailash parvat to attain
moksha.

Conclusion,
If Draupadi had not said "Andhey ka beta andha" Mahabharat would not have
happened. Or even Kaurav & Pandava had shown
maturity Duryodhan had ignored Draupadi's snide
remark & walked away, and continued with ruling
Hasthinapur the story would end as
"And they lived  happily ever after."
synopsis.
Draupadi Youngsters
Duryodhan UFBU
Shakuni IBA + some instigating people asking
Draupadi to ask for Duryodhan blood to tie her
hair.
And me dear reader, am the non parties, neutral Observer,
 Sanjaya who, is watching carefully, attentively and reporting the Kurukshetra Warren, from Mahabharat to the Blind Kaurava King & Duryodhana's father King Dhritarashtra.
Hindustan Times
Ganesh ji writing Mahabharat from Ved Vyas's continuous utterances.
Should we blame Ganesh ji? No!
Draupadi? No!
Duryodhan? No!
We Should All
Unitedly fight Shakuni.
Om Shanti
UFBU zindabad
BPS zindabad
Employees unity zindabad
Workers unity zindabad
Trade unions long live
UFBU March on
BPS negotiators March on
Awaaaaaaz do
Hum ek Hain
Arrey zor se Awaaaaaaz do Hum ek Hain
Long live PSU Banks
Long live Bankers
Long Live India
Long live Indians
4 hrs · BANKS WAGE REVISI...